Right now I have the below 10 Groups and 69 Categories and feel like I could potentially do a better job consolidating. I’ve listed them the below for reference.
For those who feel like they aren’t over-granularizing their expense tracking, would you care to critique mine or better yet share your Groups/Categories?
Note: I own a home, car, pet, no kids
Category | Group |
---|---|
Mortgage | Home |
Yard | Home |
Garbage | Home |
Cleaning Service | Home |
Home Improvement | Home |
Home Maintenance | Home |
Home Furnishings | Home |
Home General | Home |
Water | Utilities |
Alarm | Utilities |
Electricity | Utilities |
Gas | Utilities |
Cable | Utilities |
Internet | Utilities |
Cell Phone | Telecom |
Auto + Home Insurance | Insurance |
Subscriptions | Telecom |
Car Gas | Auto |
Car Service + Maintenance | Auto |
Rideshare | Auto |
Parking | Auto |
Car Wash | Auto |
Tickets | Auto |
Registration + License | Auto |
Groceries | Food + Drink |
Restaurants + Alcohol | Food + Drink |
Coffee + Tea | Food + Drink |
Food Misc. | Food + Drink |
Gym | Health |
Doctor | Health |
Dentist | Health |
Medication | Health |
Vet | Pets |
Grooming | Pets |
Dog Food | Pets |
Dog Supplies | Pets |
Boarding + Walking | Pets |
Pet Insurance | Pets |
Dog Training | Pets |
Personal Care | Personal |
CVS Misc. | Personal |
Hair + Nails | Personal |
Massage | Personal |
Beauty | Personal |
Dry Cleaners | Personal |
Tailor + Alterations | Personal |
Travel | Discretionary |
Shopping | Discretionary |
Gifts - Friends | Discretionary |
Gifts - Family | Discretionary |
Gifts - Us | Discretionary |
Amazon Misc. | Discretionary |
Entertainment | Discretionary |
Club Memberships | Discretionary |
Books | Discretionary |
Education | Discretionary |
Discretionary | |
Hobbies | Discretionary |
Business Services | Discretionary |
Amex Membership | Discretionary |
Gaming | Discretionary |
Discretionary Misc. | Discretionary |
Dept. of Revenue Tax | Taxes |
US Treasury Tax | Taxes |
Income Tax | Taxes |
Property Tax | Taxes |
Car Restoration | Outlier |
Car Purchase | Outlier |
Charity | Donations |