How should I categorize money moving to savings or credit card payments

Hi @jfhitchcock07,

If you’re working to pay down a high balance card vs paying the card in full each month the best recommendation really is to stop using that card for every day purchases.

If you don’t then you should consider a workflow where you make two payments each month, one for the statement balance, which should use a transfer type category and then a second payment to cover the additional pay down. Any purchases made using the card would be categorized based on the intent of the purchase (e.g. gas or groceries).

If you stop using the card then you just need to make the one debt pay down payment and the debt payoff and debt payoff received workflow documented here is the way to go.

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