We pushed a fix for the bug related to using the Ranked method and it not prioritizing those correctly. You can use the Tiller Money Feeds add-on to update the Debt Payoff Planner if you were using the Ranked Method and experiencing this issue. Just be sure to choose Archive Existing so you don’t lose your configured accounts, min monthly payments, etc. Then you’ll need to copy that data from the archive to the new version that’s installed.
You can also just re-format the cells in the Rank column as a number and it will also correct the issue if you don’t want to go through the update process, which is slow and will require you to copy/paste your data from the archive into the new version.
I am having an issue where I put in all my balances either manually or through the feed through 12/16/24. The debt planner is set to with the starting month as December 2024 and my first payoff is a $1700 Affirm loan which is telling me to make $2251 payment in January which is way too much interest and would be more like $1746 or something. So this is affecting the entire avalanche process down. Not sure how to fix that.
Now that I look at the recommended payments, the interest is just overestimated in general. Not sure what to do because I would have to manually just calculate the remainder of cash to the next debt on the payoff list in this case. It seems to overestimate in both avalanche and snowball.
@joshm that’s for sharing. I see what’s happening here. The recommended payment is taking the remainder of the balance for that highest interest rate account and adding the Est Total Interest rather than the Est Monthly Interest.
