Is there anybody else who gets stuck in trying to make the perfect budget, but then never uses it because it is too much to do / think about / deal with? When my inner Over Thinker joins up with my inner Perfectionist it does not help my budgeting.
I am seriously thinking of just having three categories - Needs / Wants / Freedom, following the 50/30/20 concept and setting up as many AutoCat rules as I can to help make it less stressful.
Maybe once I get this going I could decide to break things out a bit more. Or maybe it will be all that I need. Fingers crossed.
Does anybody else do that?