That’s correct, savings in the Savings Budget are not balance-driven, but rollover driven. You will need to seed your Emergency Savings category with the initial savings balance in the Adjustments column G while G6 is set to Savings. This will combine with any future contributions/withdrawals you make and track savings as expected. You can further make use of the Savings & Debt (Prototype) sheet to track your goal progress and set your savings goal threshold, target funding date, and estimated monthly contributions to reach your goal, as well as validate whether the account balance will cover the goal amount.
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