These are great questions, @alyssa.
I think I see what you’re up against with your modeling…
- The Retirement Planning template is good at modeling asset value growth but doesn’t really offer a timing options.
- The Cash Flow Forecast template is good at scheduling expected life changes but only for cashflow, not from asset accrual.
Neither workflow is quite the perfect fit.
I’m no expert on this type of planning but, unless you are funding through outside investors, I guess in some ways the real estate purchase down the road is just a transfer… Essentially, cashflow builds from income into savings and then into an investment… possibly with a different rate of return. Does thinking about it that way help at all? I guess that would point to trying to model through the Cash Flow Forecast tool…