@Ramona , @darren-woods , @mattcatt ,
If you are a wanting a feature-full Debt-Reduction planning tool, require a local version of Excel, AND use the Windows operating system then I would encourage you to look at this: https://community.tillerhq.com/t/excel-zero-based-budgeting-comprehensive-spend-and-cashflow-management-tool
Specifically, see the demo here: https://www.youtube.com/watch?v=1G_hwAwevvE
It simulates Snowball, Avalanche and Custom elimination scenarios for up to 20 debts.
To download this tool, just use the link at the top of this post:
https://community.tillerhq.com/t/excel-zero-based-budgeting-comprehensive-spend-and-cashflow-management-tool
I note that although this tool also links to Tiller feeds for downloading transactions for budgeting, the first couple of sheets can simply be used as a standalone debt elimination planning tool.
This tool should meet your needs until the Tiller team completes the migration of the Debt Planner from sheets!
Good luck!