My fiancé and I direct deposit the amount for our rent into a shared account. I then use the shared account to pay rent. What I am having issues with is on my monthly budget, it thinks I am paying the whole amount on my own and says I am over budget. Not sure how to adjust.
I’ve search for inquiries regarding shared rent but I’ve only found solutions with multiple payments and payers, this is just one payment from one account.
TIA!
What if you split the monthly rent transaction? Categorize half as your portion of the rent and the other half as a transfer (which it essentially is as it reflects money from your finance). Would that accomplish what you’re trying to have it reflect?
Another option would be to categorize your transfer to the joint account as Rent (assuming you aren’t lumping other shared expenses in that transfer), and categorize the rent payment from the joint account as Transfer (which will be hidden).
To automate that, you would use 2 autocat rules, one that looks for your account name and your transfer amount (categorizing as Rent), and one that looks for the shared account that looks for the full rent amount (categorizing as Transfer).
I was going to suggest the same as what @dmetiller and @brettanicus have offered here. To decide which to do, I would weigh whether you want greater precision (e.g. if it’s important to you that your record shows “Rent” is paid on the 1st, vs. when you made the transfer the previous 29th (for example), then I would go with @dmetiller’s suggestion of splitting the actual Rent transaction (and to iterate on his idea, I might even make a separate category called “Fiance’s Rent” and make it a hidden category rather than using Transfer as the category). However, this is a more manual solution as you will need to make this adjustment monthly. If you want an easier and more hands-off solution but are willing for your record to be a little less precise by showing the Rent was paid on the date you made the transfer, then @brettanicus’s solution would be the better way to go.
Another way to make the splitting a bit easier would be to use the saved splits sheet in order to automatically assign the percentage of the rent to each of the categories like @Caroleen suggested like the hidden fiance rent category.