First want to say that the Retirement Planner combo with the Cash Flow Forecast is the single best retirement planner spreadsheet I’ve ever used on top of the best budgeting platform I’ve ever used.
One quick question: It’s possible I’m just completely missing something, but it seems to me that when the withdrawal kicks in, this amount isn’t being accounted for in the cash flow formula?
For example, if I’m projecting zero income from paychecks in retirement, the expectation would be that my 3.0% withdrawal amount would be used towards expenses from a cash flow perspective. It seems like my spreadsheet is deducting the withdrawal amount from my total investments but then not including this amount when calculating my cash flow. Is there any way to capture the withdrawal as “income” in the cash flow amount? Given that the number is right there it seems burdensome/inefficient to try to project this income as a line item on the Cash Flow Forecast tab.