What happens if I overbudget to a category where I’m tracking debt, not savings?
Case in point:
I recently added my mortgage to my Savings budget and marked the category as ‘Debt’ so I can use the Debt Tracker.
I’m on a bi-weekly payment plan, so most months there are two payments but a couple of times a year there are three in a month. I want to set aside the same amount each month, so I’ve budgeted for the average, and most months the actuals come in a bit under budget.
How would you handle this? Right now it looks like that extra amount is just disappearing from my budget at the end of each month, which is suboptimal for lots of reasons.