Allocating your account balance to make an envelop budget?

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I’ve been jumping from budget program to budget program over the last 7 years to try and find the best program that can do an zero based balance or envelope style budget that is accurate with your accounts. Could i just make fake transaction incomes in the month before to contribute the money in my accounts to my budget using the savings budget? If i try and do it in my budget it says that my income goal was not met as it is tracking my incomes. This seems like a simple fix but then the auto responder for QA says the foundation budget is not setup for envelope style budgetting; and it seems neither is the savings budget as you can not allocate money you already have? Suggestions.

Everything i read seems to be old 2020-2021. is this information all still accurate?

I just started using tiller this december 2024. and try and watch as all the youtube videos related to the program. I’ve historically used quicken (loved-ish) and everydollar (not enough to it) and YNAB (yuck)

Thoughts are to delete my transition history from 2024; allocate exisiting money 12/31/2025; ensure that i have no debt via credit cards that would impact the positive balances of my accounts for 2025; then create my budget for 1/2025.

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Welcome. @ak.cz.family. I use the Savings Budget and am a big fan of its functionality. I believe that the way I use it closely resembles envelope budgeting. I don’t find it necessary to generate fake transactions (which would be complicated for reasons you note). Instead, the Savings column is designed precisely to allow you to simulate moving saved money into a certain category. I suppose you could simulate that with fake transfers that you add to your transaction sheet, but then your downloaded balances won’t match. Happy to answer any questions if I can be helpful.

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