Currently, I am using the Foundation Template for Tiller Money. I would like to start budgeting, I find it very unuseful to budget per the individual category. I’d like to use the catch-all group.
For example, I may have a “luxuries” group and beneath it have categories like “books, music, video games, art supplies” etc. I don’t have specific budgets for each of these individually per month, but I would like to have a budget for luxuries in general. So for example, I may budget $250 for Luxury a month, and may end up spending $50 in books one month, so I can only spend $200 on games and other things. But another month, I may not spend any money on books, so I can use that money on other luxuries.
Currently I can’t find a way to do that in the Foundation template. Is there some function or add-on I can use for this? Otherwise I am not sure how to budget effectively, since I don’t’ really budget per tiny category.
Any advice is appreciated, thank you!