I’m trying to figure out how I might be able to hide the mortgage from my monthly spending while also having it considered in the monthly cashflow.
We have 2 properties which, when I have their respective mortgages turned on/unhidden, it takes up a significant portion of the budget chart. But because these are constant, all I really care about focusing on is staying within budget on the remaining expenditures.
If I “hide” these mortgages, the expenses column represents what I want to focus on. However, the planned cashflow suddenly assumes that that mortgage money is now available and will be saved (I wish). What I would like to do is have the mortgage money also removed from the savings so I can actually look at if I am meeting my savings goals. That way the net income I make from the rental is also appropriately tracked (I would make this a “constant” value but sometimes there are expenses that are taken out of our rental payment by the property manager)