I did want to add that many businesses have started to add transaction fees to purchases with a credit card, which reduces the benefits of some of the rewards. As someone mentioned, there are ways to safeguard our debit cards by using Privacy.com or other platforms that use similar virtual card technology. Another way to protect yourself when using a debit card for purchases is to use Apple or Google Wallet. These transactions are processed with a virtual credit card number. If the store was hacked and your data was stolen, the credit card number would not be the one on your card.
I don’t think using a debit over a credit card is bad. It comes down to personal preferences. I have decided to reset my spending habits by using a one-budget method. This approach has led me to use my debit card and cash more over the last few months.