My connection to Huntington Bank (formerly TCF) recently started requiring a two-factor text code to enable refreshes. Is this simply the way it goes with some banks, or are there workarounds? Curious because it had worked up until recently, but yeah… stopped.
Frequent re-authentication or manually refreshing is expected behavior for some institutions. Usually this is due to the bank’s required security settings or agreement with our data provider so there isn’t a way to automatically refresh those accounts.
Some reasons your institution(s) might require manual refreshes:
Your bank is enforcing multi-factor (MFA) or two-factor (2FA) authentication
Auto refresh has been disabled for the institution by the bank or our data provider. This setting can change over time based on factors like the bank’s security requirements or refresh health of the institution, but is not something we can change. If it has recently been disabled there is a good chance it will get re-enabled in the future.